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Lake Oconee Homes for Sale
163 Lake Oconee homes for sale are on the market today, from waterfront homes with private docks to golf homes, condos and lake lots in Greensboro and Eatonton. Browse the newest Lake Oconee houses for sale below, live from the MLS. Chip Durpo spent 13 years living on and around Lake Oconee; call (706) 749-7700 to talk with the broker directly.
Lake Oconee · Georgia's Lake Country
Towns and Clubs on Lake Oconee
Each part of Lake Oconee has its own feel. Choose a town or club to see its homes for sale on Lake Oconee, its local guide and the market.
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You’ll also find Lake Oconee homes for sale in Great Waters and The Landing (both part of Reynolds), Waters Edge, Traditions at Carey Station, Sebastian Cove and dozens of smaller coves and neighborhoods all around the lake.
Homes for Sale on Lake Oconee, Georgia
Lake Oconee is Georgia’s lake country: about 19,000 acres of water and 374 miles of shoreline between Atlanta and Augusta, created in 1979 when Georgia Power finished Wallace Dam on the Oconee River. The lake winds through Greene, Putnam and Morgan counties, with Greensboro to the north and Eatonton to the south, and it’s home to Reynolds Lake Oconee, Harbor Club, Cuscowilla and Del Webb Lake Oconee.
Lake Oconee Real Estate
Lake Oconee real estate covers every way to live on the water: deepwater homes with private docks and boathouses, golf homes and cottages inside the gated clubs, condos and townhomes for a lock-and-leave life, ranch homes in Del Webb’s 55+ community, and lake lots to build on. Many Lake Oconee houses for sale are second homes for Atlanta owners, and many of them later move here full time. Lake Oconee homes for sale run from condos and off-water cottages to estates on open water, and the club you buy into (and its membership rules) matters as much as the house. Chip Durpo spent 13 years living on and around Lake Oconee and has been in real estate since 1981.
Why People Love Living on Lake Oconee
Lake Oconee is close: about 75 miles east of Atlanta on I-20, and about an hour from Augusta and Athens. The lake level stays fairly steady through the year, so docks sit in the water season after season. Mornings start on the dock, afternoons on one of the lake’s ten championship golf courses, and evenings on the water at a lakeside restaurant, with small-town Greensboro and Eatonton a few minutes away for groceries, doctors and Saturday errands. That’s why homes for sale on Lake Oconee draw buyers from Atlanta, Florida and the Northeast for weekends, retirement and everything in between.
Best Of Lake Oconee
- The Lake: About 19,000 acres and 374 miles of shoreline, with quiet coves and wide open water
- Golf: Eight courses at Reynolds, Harbor Club by Weiskopf and Morrish, and Cuscowilla by Coore and Crenshaw
- Resort Life: The Ritz-Carlton Reynolds, Lake Oconee, with its spa, marina and lakeside dining
- Small Towns: Historic Greensboro and Eatonton, each the seat of its county
- Outdoors: The Oconee National Forest, Rock Eagle and Lake Sinclair just downstream
- Access: About 75 miles to Atlanta and 70 to Augusta on I-20
More About Lake Oconee Homes for Sale
Everything to know before you buy or sell on Lake Oconee: the lake itself, waterfront and docks, the clubs and memberships, the two towns, living here, the market and answers to common questions.
About Lake Oconee, Georgia
Lake Oconee sits in the rolling Piedmont of central Georgia, halfway between Atlanta and Augusta. Georgia Power built Wallace Dam on the Oconee River in 1979, and the lake filled the valleys of the Oconee and Apalachee rivers behind it. Lake Sinclair, its older sister lake, lies just below the dam. Today Lake Oconee runs through Greene, Putnam and Morgan counties, and most Lake Oconee homes for sale have a Greensboro (30642) or Eatonton (31024) address.
Lake Oconee real estate is a mix of private clubs and open neighborhoods. Reynolds Lake Oconee, Harbor Club, Cuscowilla and Del Webb Lake Oconee each have their own gates, golf or amenities and rules, while hundreds of homes sit on quieter coves outside any club. Buyers come for second homes, retirement, full-time lake living and investment property.
Lake Oconee at a Glance
- Size: about 19,000 acres of water and 374 miles of shoreline, one of Georgia’s largest lakes
- Built: 1979, by Georgia Power’s Wallace Dam on the Oconee River; Lake Sinclair is just below the dam
- Counties: Greene, Putnam and Morgan; most homes use a Greensboro 30642 or Eatonton 31024 address
- Depth: an average of about 21 feet, and about 100 feet at its deepest near the dam
- Towns: Greensboro, the Greene County seat, and Eatonton, the Putnam County seat; Madison is close by to the north
- Getting here: I-20 exit 130 at Greensboro, about 75 miles from Atlanta and 70 from Augusta
- Your broker: Chip Durpo, 13 years living on and around Lake Oconee, (706) 749-7700
Lake Oconee Waterfront Homes for Sale
Lake Oconee waterfront homes for sale are what most buyers picture first: a home on the water with a private dock, a boat lift and a long view down the lake. Waterfront is not all the same, though, and a few details make a big difference in price and enjoyment when you compare Lake Oconee houses for sale on the water.
Open Water or a Cove
Open-water lots have the big views and sunsets, plus more wind and boat wake. Cove lots are quieter and more sheltered, which many owners prefer for swimming and paddleboards. Lake Oconee lakefront homes for sale in deep coves often have the calmest water on the lake.
Water Depth and Lake Levels
Ask how deep the water is at the end of the dock. Lake Oconee’s level stays fairly steady through the year because Wallace Dam pumps water back up from Lake Sinclair, so most docks stay usable in every season, but shallow coves can still limit larger boats.
Docks, Boathouses and Georgia Power
Georgia Power manages the shoreline, so any new dock, boathouse, seawall or shoreline work needs a Georgia Power permit, and older docks may not match today’s rules. Chip will tell you the truth about the dock before you buy: what’s permitted, what can be added and what the lot allows. See Georgia Power shoreline management for the rules.
Lake Views and Lake Access
Not every buyer needs a dock of their own. Lake-view homes, homes with deeded access or a community dock, and homes inside clubs with marinas give you the lake for less, and they’re some of the best-value Lake Oconee homes for sale. Del Webb Lake Oconee, for example, has its own boat ramp, docks and boat storage for residents.
Golf and Club Communities on Lake Oconee
Lake Oconee is one of the best golf destinations in the Southeast, and many Lake Oconee homes for sale are inside one of its clubs. Here’s how the major clubs compare:
Reynolds Lake Oconee
The largest community on the lake: about 12,000 acres with eight golf courses (by Jack Nicklaus, Tom Fazio, Rees Jones, Bob Cupp, Jim Engh and Steve Smyers), five full-service marinas, 11 restaurants and the Ritz-Carlton. See our Reynolds Lake Oconee homes for sale page.
Harbor Club
A gated golf and lake community of about 1,100 acres with nine miles of shoreline in Greensboro, built around an 18-hole course by Tom Weiskopf and Jay Morrish and the lakefront Boathouse. See Harbor Club Lake Oconee homes for sale.
Cuscowilla
A smaller private community in Eatonton on seven miles of shoreline, home to Georgia’s only Coore & Crenshaw golf course, opened in 1997. See Cuscowilla homes for sale.
Del Webb Lake Oconee
A gated, golf-cart-friendly 55+ community in Greensboro with ranch-style homes, a 21,000-square-foot amenity center and direct lake access. See Del Webb Lake Oconee homes for sale.
Lake Oconee Communities Compared
- Reynolds Lake Oconee (Greensboro and Eatonton): eight golf courses, five marinas and the Ritz-Carlton. Ask about membership levels and dues.
- Harbor Club (Greensboro): Weiskopf and Morrish golf, the Boathouse marina and The Grove. Ask about membership options and the HOA.
- Cuscowilla (Eatonton): Coore & Crenshaw golf in a quieter private setting. Ask about membership and the HOA.
- Del Webb Lake Oconee (Greensboro): gated 55+ living, ranch homes and lake access. Ask about HOA dues and the age rules.
- Neighborhoods outside the clubs (all around the lake): private docks with no club required. Ask about the dock permit and any HOA.
We’ll never guess at a club fee on this page. Dues and initiation fees change, so Chip gets the current numbers from the club and the listing before you write an offer.
Lake Oconee GA Homes for Sale by Town
Lake Oconee GA homes for sale fall in two counties, and the county decides your property taxes, schools and Saturday errands.
Greensboro and Greene County
Greensboro, the Greene County seat, sits just east of the lake at I-20 exit 130. Most of Reynolds Lake Oconee, all of Harbor Club and Del Webb Lake Oconee, and many waterfront neighborhoods have a Greensboro 30642 address. See homes for sale in Greensboro GA.
Eatonton and Putnam County
Eatonton, the Putnam County seat, sits between Lake Oconee and Lake Sinclair. Cuscowilla, part of Reynolds and many quieter coves on the south and west shores use an Eatonton 31024 address. See homes for sale in Eatonton GA.
Madison and Morgan County
The northern arm of the lake reaches into Morgan County, near historic Madison, about 20 minutes from Greensboro.
Lake Oconee Land and Lots for Sale
Lake Oconee land for sale ranges from golf-course and lake-view homesites inside the clubs to waterfront lots on private coves and larger tracts in the countryside of Greene and Putnam counties. Club lots usually come with architectural review and building timelines, while lots outside the clubs offer more freedom.
- Dock rights: a waterfront lot isn’t always a dock lot. Check the Georgia Power shoreline rules for that lot before you buy.
- Septic and water: many lots need a septic system; ask for the soil report and whether county water reaches the lot.
- Club rules: inside a club, read the covenants, the design guidelines and any deadline to build.
- Slope and view: walk the lot from the water and from the road; a steep lot can mean more foundation cost.
Lake Oconee Condos, Cottages and Townhomes
Lake Oconee condos for sale, golf cottages and townhomes are a popular way to own at the lake without a big yard to keep up. Many sit inside Reynolds or Harbor Club near the clubhouses and marinas, and they’re a favorite of weekend owners who want to lock the door and drive back to Atlanta on Sunday. They’re often the most affordable homes for sale on Lake Oconee inside a club. Ask about the association fee, what it covers, and whether rentals are allowed.
Living on Lake Oconee
Life at Lake Oconee runs on lake time, but it’s not remote. Greensboro has a hospital, St. Mary’s Good Samaritan Hospital, plus groceries, restaurants and services near the lake, and Eatonton covers the south side. Madison, Athens and Milledgeville are each about half an hour to an hour away for more shopping and dining.
Schools
Greene County and Putnam County each run their own public schools. Lake Oconee Academy is a public charter school in Greensboro, and private options include Nathanael Greene Academy near Greensboro and Gatewood Schools in Eatonton.
Dining and Resort Life
Lakeside restaurants, club dining rooms and the Ritz-Carlton Reynolds, Lake Oconee make it easy to eat out by boat or by golf cart. Downtown Greensboro and Eatonton add local cafes and Southern cooking.
Masters Week
Augusta is about an hour east on I-20, so Masters week in April is a big week at the lake, when many owners host friends or rent their homes to golf fans.
Cost of Living
Property taxes, insurance and club or association dues vary a lot from one community to the next. Chip will lay out the real yearly cost of each of the Lake Oconee houses for sale you consider, not just the price.
Things to Do Around Lake Oconee
- On the water: boating, wakeboarding, paddleboarding and some of Georgia’s best bass and crappie fishing
- Golf: ten championship courses around the lake, from Reynolds to Cuscowilla, and Harbor Club takes public tee times
- Outdoors: the Oconee National Forest, Hard Labor Creek State Park and the trails at Rock Eagle near Eatonton
- History: Greensboro’s historic downtown and the Uncle Remus Museum in Eatonton
- Plan a visit: Visit Lake Oconee lists events, dining and lodging around the lake
Who Lake Oconee Is Best For
- Atlanta buyers who want a lake house about 75 miles away
- Golfers who want several championship courses in one place
- Boaters who want big water with a steady lake level
- Retirees, including buyers looking for a 55+ community
- Second-home owners who want a lock-and-leave condo or cottage
It May Not Be the Best Fit If…
- You want mountain views and cool summer nights (see our Rabun County homes for sale)
- You want a quiet lake with few boats on summer weekends
- You don’t want club dues or association rules (look outside the clubs)
- You need a daily commute into Atlanta
Lake Oconee vs. Lake Sinclair
Lake Sinclair sits just below Wallace Dam, near Eatonton and Milledgeville. It’s an older lake with more modest homes and fewer gated clubs, and lakefront homes there usually cost less. Lake Oconee real estate includes the big golf communities, the Ritz-Carlton and more luxury homes. Many buyers look at both; Chip will show you the trade-offs side by side.
Selling Your Lake Oconee Home
Many buyers of Lake Oconee real estate live in Atlanta or out of state, so your home has to shine online before they drive out. Chip gives every listing professional photography, a video tour where it fits, a detailed description and its own page on durpo.com built to rank in Google, then sends it to the major real estate websites. He coordinates with buyers, lenders, inspectors and closing attorneys from contract to closing. Request a free market analysis to see what your Lake Oconee home could sell for today.
Lake Oconee Real Estate Market
The market for Lake Oconee homes for sale is busiest in spring and summer, and waterfront homes with good docks and deep water hold their value best. Golf homes and condos offer more choices across a range of budgets, and new homesites keep opening inside the clubs. For the latest numbers, call Chip for a custom report on the community or type of home you’re watching.
Why Buy Lake Oconee Homes for Sale with Chip Durpo?
- He’s lived here: Chip spent 13 years living on and around Lake Oconee.
- Since 1981: 848 closed transactions for 605 clients across Georgia, North Carolina and Florida.
- Builder’s eye: years as a builder, developer and investor, so he spots dock, septic and structural issues early.
- The truth about the dock: permits, depth and shoreline rules checked before you write an offer.
- You work with the broker: Chip handles your purchase or sale personally, start to finish.
Thinking of selling? Contact Chip for a free market analysis, or learn more on his Meet Chip Durpo page.
Helpful Lake Oconee Resources
- Georgia Power Shoreline Management: dock, boathouse and shoreline permits
- Greene County Government and Putnam County Government: planning, zoning and property questions
- Eatonton-Putnam Chamber of Commerce: local businesses and events on the south side
- Visit Lake Oconee: events, dining and lodging
- Chip’s free email listing alerts for new Lake Oconee homes for sale
Lake Oconee Real Estate FAQs
Lake Oconee is in central Georgia, about 75 miles east of Atlanta and 70 miles west of Augusta, between Greensboro and Eatonton. I-20 exit 130 at Greensboro is the main way in.
Lake Oconee runs through Greene, Putnam and Morgan counties. Most Lake Oconee homes for sale are in Greene County (Greensboro) or Putnam County (Eatonton).
Lake Oconee is about 19,000 acres with 374 miles of shoreline, one of the largest lakes in Georgia.
Most homes use Greensboro 30642 or Eatonton 31024. Homes on the northern arm of the lake may use a Madison or Buckhead, GA address.
About 75 miles, roughly an hour and 15 minutes east on I-20 without traffic.
No. Lake Oconee is a Georgia Power lake open to the public, with public boat ramps and parks. The gated clubs around it, like Reynolds and Harbor Club, are private.
Many waterfront lots can, but every dock, boathouse and seawall needs a Georgia Power permit, and the lot has to qualify. Chip checks the dock permit and the shoreline rules before you buy.
Membership rules vary by neighborhood and change over time, so ask for the current rules for the specific home. Chip gets them from the club before you write an offer.
Yes. Del Webb Lake Oconee in Greensboro is a gated 55+ community with ranch-style homes, an amenity center and its own lake access.
Yes, from golf and lake-view homesites inside the clubs to waterfront lots on private coves and larger tracts outside them.
Less than on many lakes. Wallace Dam pumps water back up from Lake Sinclair, so Lake Oconee stays fairly steady through the year, though shallow coves can still matter for larger boats.
Lake Oconee has the big golf clubs, the Ritz-Carlton and more luxury homes. Lake Sinclair, just below the dam, is older and quieter, and lakefront homes there usually cost less.
Many people think so: a big, steady lake, world-class golf, two small towns with a hospital nearby, and an easy drive to Atlanta, Athens and Augusta.
Right here. The live search at the top of this page shows Lake Oconee homes for sale from the MLS, updated automatically, with a map to zoom in on any cove or community.
Sign up for email alerts to get new homes and lots sent to you as soon as they’re listed.
Chip Durpo, broker and founder of Durpo Realty Associates, spent 13 years living on and around Lake Oconee. Call (706) 749-7700 or use the contact form.
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